Help 2 Own Plus Scheme

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What is Help2Own Plus?

Help2Own Plus is a scheme in Torfaen which enables people to access good quality affordable housing. The scheme has been developed by Torfaen County Borough Council in partnership with local registered landlords (RSL). Help2Own Plus is intended to target people who are in employment but are struggling to find suitable accommodation on the open market.

What Help2Own plus has to offer...

Becoming a Homeowner

Help2Own Plus offers two routes...New Build and DIY both are typically 30% below open market value. The 30% discount is known as an equity share, this is retained by the RSL and stays in the property. You will not have to pay any interest on the equity share, you will be the freeholder and you will pay your own mortagage and other costs associated with being a home owner.

Assisted Home Ownership - New Build Properties

You will be required to raise a mortgage for 70% of the value of the property with no rent payable.

Assisted Home Ownership - DIY

This is where applicants can seek to purchase off the open market with the assistance of Welsh Government monies (subject to annual funding).

You will be required to raise a mortgage for 70% of the value of the property with no rent payable.

You will be notified as and when funding is secured.

Share Ownership - New Build Properties

Also known as part buy/part rent. This product will typically offer a 50% mortgage 50% rent. Shared ownership offers a genuinely affordable option for homebuyers.

Owners are able to purchase the remaining share of their home when they are able to do so.

*Have we previously helped you? - If yes, but your circumstances have now changed we could help you again! Register today if you wish to buy a bigger or smaller property. Terms and conditions apply.


Priced below open market rents, our rental properties truly are attractive and affordable.

Please be aware that you may need access to a deposit as well as one months rent up front - Assistance may be available

What is the eligibility criteria?

To be eligible for becoming a homeowner with the Help 2 Own Plus scheme you must:

  • Over 18 years old
  • Able to obtain a mortgage
  • Struggling to purchase on the open market

* You will need some savings for the costs involved in purchasing a property, e.g. solicitor fees, removals etc. plus up to £1000 to cover administration charges.

To be eligible for renting with the Help 2 Own Plus scheme you must:

  • Over 18 years old
  • Be employed

Can I afford to purchase a home?

You will need a sufficient amount of gross annual income, savings and limited debt to proceed with purchasing a home. To approximately work out the amount that you can afford to raise for a property through a mortgage try the Affordability Calculator.

Applying for Help 2 Own Plus

If you meet the above criteria click here to open the application form. You must save the form to your computer before completing.

Once the form is saved you can complete it in your own time.

Once completed in full, save and email directly to

Please note all fields must be completed

Please do no print the application form

If you do not have access to email you can request a hard copy of the form by telephoning the number below:

Help 2 Own Officer: 01495 742631

Affordability Calculator

Melin Homes

Torfaen Council

Bron Afon

Seren Living

Linc Cymru

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